A view from the coffee room...How to retire gracefully: 10 commandments for surgeons
Dhananjaya Sharma, MBBS, MS, PhD, DSc, FRCS, FCLS (Hon), FRCST (Hon)
Retirement is a major transition for any professional, but for surgeons, it is particularly complex. The identity, purpose and intense commitment associated with surgical practice make stepping away from the operating room both a psychological and logistical challenge. To ensure a smooth transition, surgeons must plan their exit strategy. Here are 10 commandments for retiring gracefully from surgical practice:
The key to a seamless retirement is early and thoughtful planning. Ideally, this process should begin 5–10 years before retirement. This period allows time for assessment of financial security, professional succession planning, and gradual disengagement from clinical duties. Developing a timeline ensures that retirement is a proactive decision rather than a reactive necessity due to declining health or external pressures. Such planning is the key to a graceful landing in the post-retirement life.
Financial security is crucial to a stress-free retirement. Surgeons should work with financial planners to evaluate their savings, investments and retirement benefits. Diversifying income sources—such as pensions, savings, and passive investments—ensures stability.1It is also wise to consider medical insurance coverage post-retirement, and planning to safeguard wealth for future generations.